Cumbria Asset Finance

• You require an alternative to outright purchase
• You want to keep the asset on your company's balance sheet
• You require fixed monthly payments
• You want eventual ownership
• You have a big deposit or part exchange
• You are able to use up capital allowances

• You require an alternative to outright purchase
• You require predictable monthly outlay and want to structure the payments
• You want a fixed or flexible monthly repayment
• You require a cash flow advantage over outright purchase
• You want to keep the asset on your company's balance sheet
• You can recover VAT (except on cars)
• You are able to use up your capital allowances
• You can offset the interest charges against your profits
• You want to make a small initial payment
• You run a fleet of vehicles

• You require a fixed rental payment
• You are VAT qualifying (Only 50% of the VAT refundable on cars)
• Your depreciation policy, tax relief may be more favourable than claiming capital
  allowances
• The Asset can appear on or off the balance sheet

• For all companies, directors or essential drivers for business use
• Full maintainance/service - optional
• Rental covers everything except fuel & insurance
• Off balance sheet funding
• Minimal initial rental
• Use without ownership, part VAT refundable
• Ability to run a fleet of vehicles